Banking & Financial Institutions
Foreign banks, finance companies, fintech, and payment-service providers entering Jordan under Central Bank licensing.
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The Investment Department of the firm acts for clients establishing or expanding their presence in the Jordanian market. New entrants and existing operators receive the same coordinated support across the legal infrastructure of investment in Jordan: the proper formation of joint ventures, Jordanian company forms and foreign-company registrations (including LLCs, private and public shareholding companies, civil companies where applicable, foreign operating branches, and non-operating representative offices), licensing and regulatory approvals from the relevant Jordanian authorities, free zone and development zone applications, local partner and shareholder structuring with contractual protection and risk allocation where the activity requires it, immigration and work permit coordination for relocating staff, and the commercial contracts that operate the Jordanian entity from its first day. The Investment in Jordan and Market Entry practice is one of the firm's Practice Areas, listed in full elsewhere on the site, and is supported by the firm's 2026 Legal Checklist for Doing Business in Jordan for prospective entrants.
Cross-border investment work covers the acquisition of an existing Jordanian asset or entity, the establishment of a Jordanian subsidiary by a foreign parent, the structuring of investment vehicles to position the matter under the bilateral investment treaties and double-taxation agreements that apply to the parties, joint ventures with Jordanian counterparties, concession agreements where the activity requires them, and the documentation that supports each of these. The practice supports clients through all stages of the life cycle of the investment, from inception to exit. Free zone and development zone work covers the Aqaba Special Economic Zone, the development zones at Mafraq, Ajloun, Irbid, and the Dead Sea, and free zones administered by the Free Zones Corporation. Sector-specific licensing covers banking and financial services, telecommunications, energy, healthcare and pharmaceuticals, hospitality, education, and the further sectors where the firm acts as Jordanian counsel for incoming operators, with coordination on competition-law dimensions under Jordan's Competition Law No. 33 of 2004 where the matter requires it. Beyond entry, the practice serves as outside general counsel for ongoing operations and the restructuring or exit decisions that arise as the investment matures.
The practice operates within the framework of the Investment Environment Law No. 21 of 2022 (which replaced the earlier Investment Law No. 30 of 2014), the Jordanian Companies Law No. 22 of 1997 and its later amendments, and within the professional standards directed by Article 54 of the Bar Association Law No. 11 of 1972: “honour, uprightness, and integrity.” The firm coordinates with the Ministry of Investment, the Companies Control Department, the Ministry of Industry and Trade, the Ministry of Labour, and the Social Security Corporation as the matter requires. The firm is registered with the Jordanian Companies Control Department under registration number 497 and has practised in Amman since 2000.
Foreign investment in Jordan operates within a network of statutes. The Investment Environment Law No. 21 of 2022 is the central instrument; ten further laws and bylaws touch the practice at specific points.
No. 21 of 2022
The central framework for inbound investment, replacing the 2014 Investment Promotion Law.
No. 22 of 1997
No. 38 of 2018
No. 6 of 1994
No. 32 of 2000
No. 12 of 1966
No. 43 of 1976
No. 8 of 1996
No. 33 of 2004
No. 31 of 2001
No. 24 of 2023
Foreign investment crosses every sector of the Jordanian economy. The Investment practice advises the following participant categories in market entry, structuring, licensing, and ongoing operations.
Foreign banks, finance companies, fintech, and payment-service providers entering Jordan under Central Bank licensing.
Renewable energy developers, IPPs, and resource investors under the Renewable Energy Law and EMRC licensing.
Industrial investors in Aqaba SEZ, Development Zones, Free Zones, and industrial estates.
Software, telecom, fintech, and data-driven investors under the Telecommunications Law and PDPL.
Hospital groups, medical-device firms, and pharma investors licensed by Ministry of Health and JFDA.
Foreign developers, holding companies, and contractors under Jordan's non-Jordanian real-estate ownership framework.
International hotel groups, retail chains, and franchise operators under the Tourism and Commercial Agencies Laws.
Foreign universities, schools, and professional firms under the Higher Education Law and JBA/Engineers framework.
Fourteen service items, organised into four clusters that match how the Investment practice runs each matter from pre-entry to ongoing counsel.
The firm establishes Jordanian limited liability companies, public and private shareholding companies, branches and representative offices of foreign entities, and the broader legal infrastructure that supports an investor entering the Jordanian market.
Featured Insight: How to Register a Company in Jordan as a Foreign InvestorThe firm advises on the choice of investment vehicle that matches the client's commercial, tax, and regulatory position: limited liability companies, private and public shareholding companies, civil companies where applicable, foreign operating branches, and non-operating representative offices.
The firm acts on entry into the Aqaba Special Economic Zone, the development zones at Mafraq, Ajloun, Irbid, and the Dead Sea, and free zones administered by the Free Zones Corporation, including the licensing application and the entity-formation documentation each zone requires.
Where the activity requires a Jordanian counterparty, the firm drafts shareholder agreements, side letters, and governance documentation with contractual risk allocation that protects the foreign investor under Jordanian commercial law.
The firm acts on the regulatory approvals required for entry into banking and financial services, telecommunications, energy, healthcare and pharmaceuticals, hospitality, education, and the further sectors operating under sector-specific Jordanian regulators, with coordination on competition-law dimensions under Jordan's Competition Law No. 33 of 2004 where the matter requires it.
The firm structures the investment vehicle to position the matter under the bilateral investment treaties and double-taxation agreements that apply between Jordan and the investor's home jurisdiction, and prepares the related tax filings and disclosures.
The firm establishes compliance frameworks across taxation, employment, labour, consumer protection, and data protection, and supports clients on the ongoing regulatory correspondence and filings each Jordanian regulator requires.
The firm drafts and negotiates the commercial contracts that operate the Jordanian entity: distribution, agency, franchise, supply, services, and licensing agreements, alongside the schedules and side letters that accompany them. The wider commercial-contracts work is on the firm's Corporate and Commercial practice page.
The firm coordinates residency permits, work permits from the Ministry of Labour, and Social Security Corporation registration for foreign executives, employees, and consultants relocating to Jordan.
The firm coordinates the documentation, regulatory disclosures, and compliance steps required to open Jordanian corporate bank accounts, remit capital into Jordan, and establish the treasury arrangements the operating entity needs.
The firm acts on capital-raising rounds, project-finance arrangements, and public-private partnership documentation, including the regulatory disclosures, government-counterparty negotiations, and concession-agreement frameworks the matter requires.
The firm structures venture capital and private-equity investments into Jordanian growth-stage and operating companies, including the investment agreement, the shareholder protections, the management-incentive documentation, and the post-investment governance framework.
The firm acts as outside general counsel for foreign-owned Jordanian entities, providing day-to-day legal support across regulatory filings, contract reviews, governance documentation, and the structuring decisions that arise as the operation grows.
The firm advises on internal restructurings, ownership changes, divestments, exits, and the regulatory filings and stakeholder communications that each step requires.
The Investment practice acts for international corporations entering Jordan or expanding regionally; multinational subsidiaries establishing Jordanian branches and representative offices; family businesses and family offices investing into Jordanian assets and operating companies; investment funds, financial sponsors, and investment managers evaluating Jordanian targets; embassies, cultural institutes, and development-finance institutions operating in Jordan; private investors, high-net-worth individuals, and Jordanian and Middle Eastern principals with cross-border interests in Jordan; and clients in Europe and North America structuring investment into the Jordanian market. The firm's full client and sector coverage across all practices is set out on the Practice Areas Hub.
A selection of recent representative matters in the Investment practice. Specific client names, transaction values, and matter details are kept confidential under Jordanian Bar Association rules and the firm's standing confidentiality undertakings.
Advised a multinational technology platform on its market entry into Jordan: limited-liability-company formation, sectoral licensing approvals, intellectual-property registrations, employment documentation for the local workforce, and the commercial contracts the entity required to begin trading. The matter combined corporate, regulatory, employment, and commercial-law work behind a single matter file.
Acted as Jordanian counsel on a foreign investor's acquisition of an existing Jordanian operating company, coordinating with the investor's home counsel on the cross-border elements of the transaction. Work covered pre-acquisition structuring, due diligence, share sale and purchase documentation, and the regulatory filings the matter required.
Advised a regional logistics operator on entry into the Aqaba Special Economic Zone, including the licensing application, the entity-formation documentation under the zone's regulatory regime, the customs and tax positioning, and the operational documentation the entity required to commence trading.
Acted as Jordanian counsel for a foreign banking entity establishing a Jordanian presence, coordinating the regulatory approvals from the relevant Jordanian financial-services regulator and preparing the licensing documentation, internal policies, and compliance framework the entity required.
Acts as outside general counsel for a foreign-owned Jordanian operating subsidiary, providing day-to-day legal support across regulatory filings, contract reviews, employee documentation, and the corporate-governance documentation the parent and the local entity require.
Advised a development-finance institution on a joint venture with a Jordanian counterparty, including the joint venture agreement, the shareholder protections, the governance framework, and the documentation supporting the project's pipeline of activity.
Advised the Jordanian operating entity of an international group on the consequential restructuring of its Jordanian operations following a parent-level corporate change abroad, including governance updates, regulatory filings, and stakeholder communications.
Advised on a Series A investment into a Jordanian growth-stage company, including the investment agreement, the shareholder protections, the liquidation-preference and anti-dilution mechanics, the management-incentive plan, and the post-investment governance framework. Coordinated with investor counsel on the cross-border elements of the transaction.
New investment matters move through four stages from initial enquiry to coordinated delivery. The intake team and the lead lawyers in the Investment practice share responsibility for each stage.
New investment enquiries reach the firm through info@abdullahfirm.com, by phone, WhatsApp, or Telegram on +962 79 566 6696, or through the firm's online intake form. The intake team responds within six working hours during the office's working week.
Each new investment matter is checked against the firm's conflicts policy and reviewed for scope. The Investment practice confirms whether the firm can act, and identifies the cluster or clusters of investment work the matter requires.
Where the firm accepts the engagement, an engagement letter is issued setting out the scope of the investment work, the fee arrangement (hourly, fixed, capped, or retainer), the lawyers assigned to the matter, and the terms of the relationship.
The lead lawyer in the Investment practice coordinates the file, with supporting lawyers from the relevant clusters (entry and structuring, licensing and regulatory, establishment and operation, capital and ongoing counsel) contributing where their expertise is required. Cross-border matters are handled with the firm's senior team direct involvement.
Answers to the questions investment clients most often ask before engaging the firm on a Jordanian or cross-border matter. The firm-level FAQ on the Practice Areas Hub answers questions about the firm as a whole; the questions below are specific to engaging the Investment practice.
The Investment in Jordan and Market Entry practice covers the legal infrastructure of entering, establishing, and operating an entity in the Jordanian market, organised in four clusters of work. The first cluster covers entry and structuring: company formation, the choice of investment vehicle, free zones and development zones, and local partner structuring with contractual risk allocation. The second cluster covers licensing and regulatory: sector-specific licensing, tax structuring with double-taxation treaty positioning, and regulatory compliance frameworks across taxation, employment, labour, consumer protection, and data protection. The third cluster covers establishment and operation: commercial contracts, immigration and work permits, and bank account and capital remittance coordination. The fourth cluster covers capital, counsel, and exit: capital-raising, public-private partnerships, and venture capital structuring; outside general counsel; and restructuring, exit, and divestment advisory.
The Investment practice acts for international corporations entering Jordan or expanding regionally; multinational subsidiaries establishing Jordanian branches and representative offices; family businesses and family offices investing into Jordanian assets and operating companies; investment funds, financial sponsors, and investment managers evaluating Jordanian targets; embassies, cultural institutes, and development-finance institutions operating in Jordan; private investors, high-net-worth individuals, and Jordanian and Middle Eastern principals with cross-border interests in Jordan; and clients in Europe and North America structuring investment into the Jordanian market. The practice acts both as transactional Jordanian counsel for one-off market-entry matters and as outside general counsel for the foreign-owned Jordanian operating subsidiaries that follow.
Yes. The firm regularly acts as Jordanian counsel for foreign investors and multinational corporations entering or expanding in Jordan, alongside the lead foreign counsel that the client retains in their home jurisdiction. On matters with overseas clients or counterparties, including parties from the Gulf Cooperation Council, the United Kingdom, and continental Europe, the firm advises on the Jordanian-law aspects of the transaction or dispute and coordinates with foreign counsel where appropriate. The firm produces deliverables in English where the matter requires it, alongside the Arabic-language work required for filings before Jordanian courts and government bodies. The practice operates within the Investment Environment Law No. 21 of 2022, the Jordanian Companies Law No. 22 of 1997, and the sectoral regulatory regimes applicable to the relevant industry.
Yes. The Investment practice acts on entry into the Aqaba Special Economic Zone, the development zones at Mafraq, Ajloun, Irbid, and the Dead Sea, and free zones administered by the Free Zones Corporation. Work covers the licensing application and the entity-formation documentation required by the relevant zone authority, the customs and tax positioning of the entity within the zone's regime, the corporate documentation that supports the entity's commercial activity, and the ongoing regulatory filings and renewals that follow. The practice also coordinates the choice of zone with the wider investment structure where the client is comparing zones or considering a parallel entity outside a zone.
Yes. Where the activity requires a Jordanian counterparty, the Investment practice drafts and negotiates the shareholder agreement, the side letters, the governance framework, and the operational documentation that allocate rights, obligations, and dispute-resolution paths between the foreign investor and the Jordanian counterparty. The practice positions the documentation so that management decisions, dividend rights, transfer restrictions, deadlock procedures, and exit mechanics protect the foreign investor and operate practically under Jordanian commercial law. Where the activity does not require a Jordanian counterparty, the practice advises on a wholly-owned structure and the documentation appropriate to it.
Yes. The Investment practice coordinates the residency permits, the work permits from the Ministry of Labour, and the Social Security Corporation registration that foreign executives, employees, and consultants relocating to Jordan require. For larger workforces, the practice manages the permit and registration cycle on a portfolio basis alongside the operating entity's HR function. The work is run in coordination with the firm's employment and labour practice where the matter touches employment contracts, internal policies, or sector-specific labour-permit regimes.
The principal statutes are the Investment Environment Law No. 21 of 2022 (which replaced the earlier Investment Law No. 30 of 2014) and the Jordanian Companies Law No. 22 of 1997 and its later amendments. Jordan's Competition Law No. 33 of 2004 applies to transactions where competition-law coordination is required. The Personal Data Protection Law No. 24 of 2023 applies where the investment touches personal data. Jordanian Bar Association Law No. 11 of 1972 governs the firm's professional conduct, with Article 54 directing every lawyer to uphold the principles of “honour, uprightness, and integrity”. The principal regulators are the Ministry of Investment, the Companies Control Department, the Ministry of Industry and Trade, the Ministry of Labour, the Social Security Corporation, and the sector-specific Jordanian regulators that govern the relevant industry.
Fee structures for investment matters are agreed during the conflicts review and matter scoping stage of the firm's engagement process, before the engagement letter is issued. Hourly rates are used for advisory work and matters where scope cannot be defined at the outset. Fixed fees are used for defined-scope deliverables such as company formation, free zone applications, and standard licensing dossiers. Capped fees are used for transactional matters where scope is clear at the outset. Retainers are used for outside-general-counsel engagements with foreign-owned Jordanian operating subsidiaries. The firm does not act on a contingency basis on any matter, consistent with the standards set by the Jordanian Bar Association under Law No. 11 of 1972. The engagement letter records the agreed fee structure, billing cadence, and the firm's confidentiality and conflicts policies.
New investment matters reach the firm through info@abdullahfirm.com, by phone, WhatsApp, or Telegram on +962 79 566 6696, or through the firm's online intake form. The intake team responds within six working hours during the office's working week. Each new matter is checked against the firm's conflicts policy and reviewed for scope. Where the firm accepts the engagement, an engagement letter is issued setting out the scope of the investment work, the fee arrangement (hourly, fixed, capped, or retainer), the lawyers assigned to the matter, and the terms of the relationship. The lead lawyer in the Investment practice coordinates the file, with supporting lawyers from the relevant clusters contributing where their expertise is required. Cross-border matters are handled with the firm's senior team direct involvement throughout.
Political and regulatory risk is addressed through a combination of contractual, structural, and treaty-based protections, calibrated to the matter and the sectors involved. At the contractual level, the firm drafts dispute-resolution clauses, governing-law clauses, force-majeure provisions, and change-of-law mechanics that allocate risk between the parties before it crystallises. At the structural level, the firm advises on investment vehicle and ownership arrangements that position the matter under the bilateral investment treaties and double-taxation agreements that apply between Jordan and the investor's home jurisdiction. The Personal Data Protection Law No. 24 of 2023, the Investment Environment Law No. 21 of 2022, and the sectoral regulators each carry their own continuing-compliance obligations, which the firm tracks for clients on a standing-counsel basis where the engagement covers ongoing operations. Where a matter requires international arbitration to resolve a state-counterparty dispute, the firm coordinates with the firm's arbitration practice.
If a question above does not address the matter at hand, contact the firm directly through the central intake. The firm responds to new enquiries within six working hours.
Abdullah & Partners is registered with the Jordanian Companies Control Department under registration number 497 and has practised in Amman since 2000. The firm's Investment in Jordan and Market Entry practice operates within the framework of the Investment Environment Law No. 21 of 2022 (which replaced the earlier Investment Law No. 30 of 2014), the Jordanian Companies Law No. 22 of 1997 and its later amendments, and the sectoral regulatory regimes applicable to the relevant industry. Article 54 of the Jordanian Bar Association Law No. 11 of 1972 directs every lawyer practising at the firm to uphold the principles of “honour, uprightness, and integrity.” That direction is treated as a binding professional standard on every investment matter the firm accepts. More on the firm and its history is on the About page.
Maintained by the Foreign Investment Department of Abdullah & Partners, admitted to the Jordanian Bar Association. Last reviewed: May 2026. Next scheduled review: November 2026.
Abdullah & Partners is a law firm in Jordan, based in Amman, providing legal services in accordance with the laws of Jordan, the Jordanian Bar Association Law, and international conventions in force.
Established in Amman · Member of the Jordanian Bar Association
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